Property policies cover buildings. They don't cover the lost revenue, cancelled bookings, or disrupted operations that follow a flood.
That's the majority of the loss, and it's
completely uninsured.
Source: Swiss Re Institute


In Italy, a single Floodbase-powered policy covers 25,000 churches under one contract. When Emilia-Romagna flooded, payouts triggered automatically for hundreds of locations.
Floodbase monitors flood exposure across your entire portfolio and triggers payouts when thresholds are met.
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Real-time flood detection across
all insured locations. See your
entire book during an event, not
one policy at a time.
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Pre-event risk scoring and exposure analysis for any location. Downloadable risk reports your team can use for underwriting and distribution.
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Data-driven payout determination
based on measured flood extent. Transparent, auditable, no loss
adjuster needed. Payouts within weeks.
Floodbase monitors flood exposure across your entire portfolio and triggers payouts when thresholds are met.
Flood-based business disruption coverage is inherently flexible and fills protection
gaps across sectors. Proceeds can be used to recover from any financial loss caused
by flooding, addressing a broader set of loss types than traditional flood insurance.
Exposure analysis across all 50 states, with Hurricane lan as the reference event and ready-to-use frameworks.
Covers hurricane-exposed coastal regions like Veracruz, with structures for hospitality and industrial sectors.
Focused on flood-prone regions like Emilia-Romagna, with commercial and hospitality frameworks. Under review.

Policies tailored to each carrier's risk appetite and portfolio
Walk through the platform with our team. We'll show you live monitoring, the trigger methodology, and how carriers like Swiss Re Corporate Solutions and Liberty Mutual Re are already building with Floodbase.
Whether you're exploring flood-based business disruptionfor the first time or expanding an existing program, we'll tailor the conversation to where you are.

No. Carriers get most of the benefits of working with an MGA, but at a lower cost. Flood base provides the historical flood indexes for pricing and the settlement infrastructure for monitoring and payouts, while carriers keep control of their programs.
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