POWERED BY FLOODBASE

Flood Intelligence
for Carriers

Floodbase powers the next generation of flood-based business
disruption programs. We monitor exposure, trigger payouts, and
provide full program support across geographies and sectors.

POWERED BY FLOODBASE

Flood Intelligence
for Carriers

Floodbase powers the next generation of flood-based business
disruption programs. We monitor exposure, trigger payouts, and
provide full program support across geographies and sectors.

POWERED BY FLOODBASE

Flood Intelligence
for Carriers

Floodbase powers the next generation of flood-based business
disruption programs. We monitor exposure, trigger payouts, and
provide full program support across geographies and sectors.

POWERED BY FLOODBASE

Flood Intelligence
for Carriers

Floodbase powers the next generation of flood-based business
disruption programs. We monitor exposure, trigger payouts, and
provide full program support across geographies and sectors.

THE OPPORTUNITY

Most flood loss isn't covered by traditional insurance

Property policies cover buildings. They don't cover the lost revenue, cancelled bookings, or disrupted operations that follow a flood.

That's the majority of the loss, and it's
completely uninsured.

83%

of flood losses over the last decade were completely uninsured.

Source: Swiss Re Institute

Church flooded during the Emilia-Romagna floods, May 2023
ALREADY IN PRODUCTION

25,000 locations covered under a single policy, with payouts in weeks

In Italy, a single Floodbase-powered policy covers 25,000 churches under one contract. When Emilia-Romagna flooded, payouts triggered automatically for hundreds of locations.

Payouts triggered within weeks of the flood event
No claims filed, no loss adjusters dispatched
Payouts triggered within weeks of the flood event monitored automatically
HOW IT WORKS

The platform behind every payout

Floodbase monitors flood exposure across your entire portfolio and triggers payouts when thresholds are met.

Portfolio-Wide Flood Monitoring

Real-time flood detection across
all insured locations. See your
entire book during an event, not
one policy at a time.

Risk Analytics by
Geography

Pre-event risk scoring and exposure analysis for any location. Downloadable risk reports your team can use for underwriting and distribution.

Automated Payout
Triggers

Data-driven payout determination
based on measured flood extent. Transparent, auditable, no loss
adjuster needed. Payouts within weeks.

HOW IT WORKS

The platform behind every payout

Floodbase monitors flood exposure across your entire portfolio and triggers payouts when thresholds are met.

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Flood-based business disruption coverage is inherently flexible and fills protection
gaps across sectors. Proceeds can be used to recover from any financial loss caused
by flooding, addressing a broader set of loss types than traditional flood insurance.

ACROSS SECTORS AND GEOGRAPHIES

Carriers are building programs in every vertical

United States

Exposure analysis across all 50 states, with Hurricane lan as the reference event and ready-to-use frameworks.

Mexico

Covers hurricane-exposed coastal regions like Veracruz, with structures for hospitality and industrial sectors.

Italy

Focused on flood-prone regions like Emilia-Romagna, with commercial and hospitality frameworks. Under review.

Request additional geographies

" With this innovative solution we can better assist corporations in exposed areas with a rapidly-paying cover that fits their individual risk management
strategies."

Martin Hotz

Head Parametric Natural Catastrophe
Swiss Re Corporate Solutions

Product Details

Policies tailored to each carrier's risk appetite and portfolio

Paper: A-rated

Limit: $10 million +

Geographies: U.S., Global

Trigger Data: Measured flood extent

Payout Timeline: Weeks, not months

Work with us

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See it in action

Walk through the platform with our team. We'll show you live monitoring, the trigger methodology, and how carriers like Swiss Re Corporate Solutions and Liberty Mutual Re are already building with Floodbase.


Whether you're exploring flood-based business disruptionfor the first time or expanding an existing program, we'll tailor the conversation to where you are.

FAQ

Is Floodbase an MGA?

No. Carriers get most of the benefits of working with an MGA, but at a lower cost. Flood base provides the historical flood indexes for pricing and the settlement infrastructure for monitoring and payouts, while carriers keep control of their programs.

Does Floodbase use AI?

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Who is this coverage right for?

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Where does Floodbase's technology work?

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Where does Floodbase's technology work?

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What flood types does Floodbase cover?

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What is flood extent?

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